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No Insurance
Frequently Asked Questions
What are the penalties in New Jersey for driving without insurance?
For a first offense, you will be fined between $300 and $1,000. You must perform community service, and you will lose your driving privileges in New Jersey for one year.

For a subsequent conviction, you can be fined up to $5,000. You will be sentenced to jail for 14 days, and you must perform community service for a period of 30 days. You will lose your license for two years. After that time, you may make application to the Director of the DMV for a license to operate a motor vehicle. The Director has the discretion to grant or deny that application.

What is the "Statute of Limitations" on filing a complaint for driving with no insurance?
A complaint may be made to a municipal court at any time within six months after the date of the alleged offense.

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